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Expand the description and view the text of the steps for this how-to video. Check out Howcast for other do-it-yourself videos from BARKBARK and more videos in the General Personal Finance category. You can contribute too! Create your own DIY guide at www.howcast.com or produce your own Howcast spots with the Howcast Filmmakers Program at www.howcast.com Check out these relatively painless ways to cut back on your expenses. To complete this How-To you will need: Self-discipline Sacrifice Open-mindedness Step 1: Ditch the paper Stop buying unnecessary paper products. Use cloth napkins, mop up spills with dishcloths and rags, write shopping lists on the back of junk-mail envelopes, (and stick your coupons inside). Step 2: Give up bottled water Give up bottled water; almost 40 percent of it comes out of the tap anyway. If you don’t like the taste of your local water, use a filter. Step 3: Buy less food Buy less food. The average American throws out 25 percent of the food they buy. Start monitoring what you’re trashing so you can make better choices when you shop, and make an effort to eat food before it goes bad. Step 4: Cut the phone line Get rid of your home phone if you have a cell phone. Step 5: Cancel your gym membership Cancel your gym membership. Jogging, stair-climbing, jump-roping, hula-hooping, and dancing are all free, and that’s just a partial list of what you can do to stay fit. Tip: Canned goods and old milk jugs or detergent bottles filled with water all make …

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Screencast for the personal finance web app mo.neytrack.in. Made by http

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heaps! is a personal finance and budget website helps you save money and get more out of life – www.heaps.co.nz

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The best way to build an emergency cash fund is to start with a working budget and put away any excess income. Start a nest egg of savings with tips from a financial planner in free personal-finance video. Expert: Julie Asti, CFP Bio: Julie Asti works as a financial planner for Asti Financial. Filmmaker: Bing Hu

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Selecting a good mutual fund is tricky, but as long as the fund has at least a five-year track record, that is an ideal history time line. Choose a well-performing mutual fund with a long-term performance record with advice from a financial planner in free personal-finance video. Expert: Julie Asti, CFP Bio: Julie Asti works as a financial planner for Asti Financial. Filmmaker: Bing Hu

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When creating an investment portfolio, consider what the risk tolerance is and the time horizon. Conjure an investment portfolio for a retirement or shorter financial goals with ideas from a financial planner in free personal-finance video. Expert: Julie Asti, CFP Bio: Julie Asti works as a financial planner for Asti Financial. Filmmaker: Bing Hu

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Elliott Gue talks about your portfolio and what the market is doing this week.

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Budgets aren’t fun and they aren’t ****. They are, however, completely necessary. Cheryl Porier, AKA Miss Download, takes a look at banktree Personal Finance and loves how easy, intuitive and relatively painless it can be to track money coming in and money going out. A Internet video by butterscotch.com.

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Has the Free Market Been Framed? Part 1 fighting Ignorance through education. Learn how entitlements hurt the poor by reviewing the facts. www2.visionvictorymanifesto.com Born into Debt, Fight the Tyranny! Join the Keynesian Progressive Resistance! Educate yourself at visionvictorymanifesto.com Personal Finance www.youtube.com 20 Reasons the US is done done theeconomiccollapseblog.com

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Becoming wealthy is a state of mind that differs with each individual and cannot be done without an investment strategy to obtain this goal. Become rich, either by living a comfortable lifestyle or through hard work and savings, with ideas from a futures and options floor trader in this free video on personal finance. Expert: Mark Griffith Bio: Mark Griffith has graduated in economics and philosophy at Clare College, Cambridge. He has been a futures and options floor trader at LIFFE (London International Financial Futures Exchange). Filmmaker: Paul Volniansky

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