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When my employer offered insurance we had many different companies to choose from. I finally picked one, but it was pretty much at random because they all seemed to be offering the same thing. I can certainly understand why you would want to have a choice of doctors; but a choice of insurance companies? Insurance is a pretty uncreative field. I mean what can one company offer that another can’t? Is it the competition? It seems to me that competition among doctors is enough to keep free market health care alive.

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