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Iman Ashour asked:


So many of us have become used to the ever so busy corporate lifestyle where every second is worth money that we just dont know what to do with ourselves when we have some free time.

As you transition from that lifestyle to the stay home mother who is approaching delivery or has recently delivered and is taking care of her new born you may find your self slowly going crazy being home with really not all that much to do.

Some may get involved with home renovations and preparations for the new baby and some take up some hobbies.Some women find that taking care of their children is enough work as is, and it all depends really.

To those of you who make the decision to retire from the job lifestyle for a while or forever as you raise your children and take care of your family, you may find that living on one income difficult. Many women are committed to staying home and refuse to return to the hell of a regular J.O.B. which I personally think is a smart decision but still may cost you money.

So on one income you try to downsize your home, car, spending habits, and perhaps even deny yourselves the little things that used to make you happy and try to find ways to save money.

I will not talk about the endless controversy of the stay home parent and the delusion that has sadly become an epidemic that sees the stay home parent as poor bum who is not a functional part of society and ultimately an unfortunate individual.

This topic always has, and always will spark a fire in me and in many, I am sure. After all I would like to see more than 20% of people who state without a doubt that they love their job including the boss, working hours, and traffic to get back and forth from work and that they would not change a single thing about it.

Sorry, back to mothers as they shift to staying home whether on a temporary or permanent level. Here is some Unique advice you may find trouble accepting intially; Dont Get too overwhelmed, and by that I mean think outside the box.

If you have lost your job or if you are on a maternity leave but just dont want to return to work. Dont feel that you have to.Believe it or not, it is not the end of the world and there are multiple valid, excellent and ethical ways to generate money without working for someone else.

Free your thoughts of the common shared epidemic of a mindset that you have to have a Job because in this life you dont HAVE to do anything except to live and to die. Everything else is realy optional.

So although you may initially have to downsize many things in your home and lifestyle to fulfill the desire of not returning to work. You need to get your feet wet with the home based work industry or a simple business to call your own.

Do your home work and find a business that best suits your needs and ethics and dive into it. Be ware of get rich in a fraction of a second with little effort scenarios as they have done the home based work and marketing industry a great deal of harm.

There is so much out there that has nothing to do with slaving away in an office or desk away from your family trying to satisfy someone else who governs your every move to secure a pay check or should I say to land someone elses pocket?!



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Abbas Abedi asked:


Fred just got hired as a consultant for a financial services company. This new position is different from the previous job since this will require a lot of traveling. There will be a lot of changes, and getting organized is the best thing to do before doing anything.

The first that needs to be done is to organize the office. Some things are needed more frequently on the desk while others need only to be used once in a while. The person can organize this by frequency.

The table can have the computer with the telephone nearby to receive calls. If the printer doesn’t fit on the desk, perhaps putting this somewhere nearby will suffice, since the cords of this machine are not that long. Some pen and paper, which can be used to write a small memo, can be stored in the top drawer.

A box of calling cards should also be ordered since the job will entail meeting a lot of potential clients. Giving calling cards away will make it easier for potential clients to get in touch with the company.

The person should also have an inbox-outbox counter on the table. This will make it easier for the person to know which of the documents are done and which of them still require some action.

Being in meetings and traveling around a lot, the person will probably be better off by carrying an organizer around. There are the primitive ones that use pen and paper while there are those that are electronic.

Some of these high tech models also serve as mobile phones, which are light, easy to carry, and fit in the breast pocket.

The office where the company operates has probably been in that building for a long time. The person can sift through some of the old documents that are not needed anymore and have these thrown out. This will make the office clutter-free and will make it easier to find things when these are needed.

There is a lot of responsibility in being a top executive. Important documents should not be left lying around. These should be locked up in a safe (if there is one in the room) or in a drawer when not in use.

Some executives can organize activities for the week in advance using an organizer. Those that can’t will probably need the help of an assistant.

The person can plan everything to be done on a single day. This means writing everything down, and then crossing out things once they are done. Other pending tasks that are not yet close to the deadline can be put off so that these can be finished the following day.

An efficient employee is someone who is always ready. He is aware where everything is and makes sure the office is organized.



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Sayid Aksa asked:


It is said that Money makes the world go around. But money must be handled very carefully. It must be controlled not only at individual and personal levels, but national and international levels too. Otherwise the outcome can be a financial catastrophe. On individual plane it can end up into severe debts which can lead to bankruptcy. In the national and international level it means something like 1929 disaster when the stock market had crashed so severely that the whole world went into a deep depression. That is the reason why financial planning career is so very important.

A career in financial planning does not mean sitting down and auditing income and expenditure, it involves much more. In case you are keen on a career in financial planning, then you could be employed with a number of financial institutions like bank, credit union, investment company, stock exchange or government. For a career in Financial Planning you need a keen head for figures as also deep knowledge of the financial world. College or University training is very essential to a financial planning and some superior levels need lot of knowledge and understanding along with specific training. In case you are keen to take up financial planning as a career then knowledge of law may also prove to be beneficial. There are lawyers who are experts in world of finance too.

Many young people taking up a career in financial planning feel Security and Exchange Commission (SEC) to be a very good training plane. The SEC supervises the working of the securities industry and enforces the Congress laws to protect the public investments.

In the world of finances the job market is expanding except may be in banks where bank mergers and automation have reduced the job market for bank officers formerly known as tellers. More and more people bank on line thus giving rise to more positions in computer and information technology. Because of severe competition in the Banking industry, they look for people with good sales and marketing background. American banks have become global, they are looking for U.S. educated Latin and Asian Americans who can take over the overseas positions in financial careers. The same applies to investment and securities organizations that are going global.

Millions of Americans are retiring who need somebody to guide them in investments and planning and for this they are depending on institutions offering financial planning services. A care in this area has a very great potential. More information on learning about this field can be obtained from American Bankers Association, the Bank Administration Institute, the Centre for futures Education, The Financial Women International, and the National Association of Credit Management.



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Sayid Aksa asked:


If you have read career guide book, you will have the tools and strategies necessary to make your career dreams come true. It will take a lot of work on your part and research too. However, it can offer you a way to plan your switch in a smooth manner, even if that switch comes suddenly in the form of a pink slip. So, do you know what you would do if you suddenly became a layoff casualty? Would you be able to implement the seven-day career plan effectively? Obviously, it takes more than seven days to prepare, but once you are forced to go up to bat, that is when you can be glad you had some idea of how to hit a homerun, instead of striking out.

Day One

Lets assume that day one is the day that you are actually walking out of your previous employers company into your new life. It does not matter if that change came about because you planned it that way or because you got a pink slip. The moment you realize that you are about to head out the door of your old company is the day the clock starts ticking on your seven-day plan. You get home and now you know what to do. You take out your career survival kit and make sure that is as up-to-date as it possibly can be. You take out your career plan with the two choices for careers you had entertained in the past, and you make a decision to either go for one of these or stick with the work you currently do. You update your research and make sure it is still valid. You will have a clear idea of which of your skills are marketable, if you kept your career plan in shape, and which need to be upgraded.

Day Two

Since you were aware that many people face the prospects of having two or three career paths in their lifetime, you are not caught completely off-guard. You might have a side business that can be expanded already in place. You might have a part-time job that has been offering you some needed training skills. Now, you can ask for more hours. You might even be in school. Seek out internships or employment opportunities there, even if they are temporary. The only things that can derail your plans now are finances, so you start to see if you are in good shape. You have a set period of time before your lack of employment might affect your credit. Use that time to refinance high interest loans, take out credit lines for future use, and re-organize your finances. Seek to reduce your expenses and find ways to increase your income an any income for now. Make sure to apply for unemployment compensation as soon as possible.

Day Three

Having gotten your finances and plan in place, now you want to start to network immediately. Continue to attend the professional organizations you joined. Be sure to carry cards with a contact number that they can reach you. You need to come clean to anyone that you are in the market for a job or looking to switch into a new career. Now is the time to get returns on any favors you may have made during the time leading up to your layoff. You will be calling to make appointments with all of the local agencies and recruiters that you

investigated earlier. You should have a clear idea of who to call and how to network at this point. If not, the chances of you making a successful career change in seven days is practically zero. You should be sending out resumes and cover letters to employers that are looking for your skills. One of the first places that might be hiring is your previous companys competitor. If you want to stay in the same type of position, it does not hurt to know who they are and contact them when you are laid off. Just make sure you did not sign any non-compete agreements or you wont be able to be hired.

Day Four

After you have made your phone calls and set up appointments to meet with people you know face-to-face, then you should investigate the online resources. If you have not posted your hiring information online, now is the time to do so. As long as you are not currently employed, the Internet can be a wonderful marketing tool for someone looking for a job. If you are not looking for a job, but seeking to expand a business concept, then you will be working towards expanding your customer base and seeking out new business. You will want to use all the resources at your disposal, both online and offline. Look at what has made you money in the past and just do more of the same to increase your income, for now. You can get more creative after the financial crisis is over.

Day Five

As you continue to network and establish a bigger circle of contacts, you will start receiving

feedback on your chances at employment. The feedback can be very subtle, so you have to be on your toes to not miss it. If after calling various people, no one wants to return your calls, then you know you have a problem. It could be you have suffered a loss of reputation, your skills are not marketable, or everyone is in the market for a job and you are one of many contacting that person. Do not take it personally. If you have established some good contacts throughout your years of association with other professionals, you will eventually get a response from someone who can help. Remember that it is often a matter of timing as to whether an opportunity comes your way or not. Use the feedback to modify your goals, your presentation, and your public image.

Day Six

As you network and seek openings, remember to keep your skills up-to-date and your professional image as polished as possible. If that means that you take work on a volunteer basis to get you more skills, then that is something that can keep you busy and your spirits up too. Just always seek to make sure that any free work you do is done with the intention of helping your career goals in the future. Do not succumb to using your free time for work that is not going to contribute to your goals in the end. You have to be somewhat single-minded on placing your feet firmly on a path that is not only satisfying to you personally, but that also can be lucrative. Take advantage of any free seminars or job placement services offered to people who are unemployed. Spend your time seeking out professionals in the area you are targeting so that you can network with them. Do not just focus on making them your stepping-stone to employment, also show your interest in the career path they are in. This is far more attractive than a person who appears desperate to get a job.

Day Seven

If you have followed all the steps outlined, you will be getting closer to your target day-by-day. It may take seven days, it may take 30 days. It can even take years, if continuing education is involved. The key is to be able to weather a downturn in finances by having several options available to you. This makes you less desperate to take the first offer that comes along and gives you time to make a career change that is meaningful and lasting. The process can be reviewed every week and re-established, using the same formula. As they say, rinse and repeat.



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